John Dlamini is a 38 year old financial manager who travels approximately 500 kilometres a month. Based on his personal profile, his car insurance premium is R624 a month for the Drive500 plan. For additional kilometres travelled in excess of his DrivePlan kilometres John will pay 23c per kilometre.
John’s allocated kilometres each month are as follows:
| Allocated kilometres | Premium | |
| Drive500 plan | 500 | R624,00 |
| 10% bonus kilometres | 50 | R0,00 |
| Additional charge once DrivePlan kilometres have been exceeded |
per kilometre | 23c |
| Total allocated kilometres | 550 |
Over the past three months John has travelled the following distances:
| Kilometres travelled | |
| Month 1 | 477 |
| Month 2 | 535 |
| Month 3 | 565 |
| Total | 1 577 |
John’s DriveSave Account has operated as follows:
| Allocated kilometres | Kilometres travelled | DriveSave Account balance | |
| Month 1 | 550 | 477 | 73 |
| Month 2 | 550 | 535 | 88 |
| Month 3 | 550 | 565 | 73 |
| Total | 1 650 | 1 577 | 73 |
When John exceeded his kilometres in month three he was able to use kilometres that he had saved in his DriveSave Account to cover this additional distance.This means that no additional premium was charged in month three.
Over the three month period John has managed to save 73 kilometres, which he can use in the future.
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