We know what you're thinking, "it sounds too good to be true". Well with Pay As You Drive from Hollard you have control AND you can save money! So, if you drive less, you should pay less! It’s that simple.
The DrivePlans are designed to closely match your typical monthly travel patterns. It's only a matter of time before all car insurance companies will evolve to this method of car insurance. For now, we're the first in South Africa to do it!
With typical car insurance, accidents make up over 70% of all claims, and this has a significant impact on your total car insurance premium. If your car spends less time on the road, it has a lesser chance of being involved in an accident. So if you drive less than the average motorist, you should pay less for your car insurance! It’s the most accurate way of calculating car insurance.
If you don't drive a lot you should have fewer accidents than people who drive a lot. The more a person drives the more an insurance company must charge for that policy in order to pay claims. When you buy a typical car insurance product, people who don't drive a lot usually subsidise the people who do drive a lot. With Pay As You Drive you only pay for the kilometres you drive and do not end up subsidising the higher mileage drivers.
What's more, if you don’t use your DrivePlan kilometres, you don’t lose them! They are simply stored in your DriveSave Account to use whenever you need them. It makes sense that Pay As You Drive is a more accurate and fairer way of paying for insurance.
If you've got any questions, we've got the answers. Call us on 0861 360 360 during our call centre hours from 8am - 7pm Monday to Thursday, 8am - 6pm on Fridays and 8am - 1pm on Saturdays. We'd love to talk to you.